Friday, August 18, 2006

キャッシングローンって何?

キャッシングローンとは、借金をして毎月、分割で返済していくことです。
 
申し込み時に、限度額を申請しておけば、店に行かなくても全国のATMやコンピニの端末から必要な時に引き出すことができます。
 
キャッシングローンを返済するときは、借金の残額に対して、10万までなら月いくら、と口座から引き落とされる方法をとることが多いようです。

ATMにそのつど入金して返済することもできます。
返済時には、返済した額の1割程度は利子となり、残りが借金から差し引かれていきます。
 

キャッシングローンのビジネスは、お金さえあれば、貸して高利子という利益を得ることができ、返してくれない場合はその分の税金が免除されるという、とても儲けやすい商売です。  
 
なぜキャッシングローンのビジネスが増えているかというと、生活水準を高くさせるための宣伝や、晩婚による独身貴族の増加により、よい暮らしを求めて自分の背丈以上の買い物をする人が後をたちません。
お金が必要、だけど給料日まで待てない...というかたが利用するようです。

 
一方、キャッシングローンが返せなくなり、何社からも借金を重ねたり、夜逃げや犯罪に走るといったニュースが最近特に増えました。
簡単にお金が借りれるので、金銭感覚が麻痺してくるのが原因の1つです。

 
ご利用は計画的に、といった宣伝に安易に乗らず、現金で払える分だけの身丈にあった生活をしたいものですね。

1 Comments:

Blogger whoami123 said...

.

We work like a horse.
We eat like a pig.
We like to play chicken.
You can get someone's goat.
We can be as slippery as a snake.
We get dog tired.
We can be as quiet as a mouse.
We can be as quick as a cat.
Some of us are as strong as an ox.
People try to buffalo others.
Some are as ugly as a toad.
We can be as gentle as a lamb.
Sometimes we are as happy as a lark.
Some of us drink like a fish.
We can be as proud as a peacock.
A few of us are as hairy as a gorilla.
You can get a frog in your throat.
We can be a lone wolf.
But I'm having a whale of a time!

You have a riveting web log
and undoubtedly must have
atypical & quiescent potential
for your intended readership.
May I suggest that you do
everything in your power to
honor your encyclopedic/omniscient
Designer/Architect as well
as your revering audience.
As soon as we acknowledge
this Supreme Designer/Architect,
Who has erected the beauteous
fabric of the universe, our minds
must necessarily be ravished with
wonder at this infinate goodness,
wisdom and power.

Please remember to never
restrict anyone's opportunities
for ascertaining uninterrupted
existence for their quintessence.

There is a time for everything,
a season for every activity
under heaven. A time to be
born and a time to die. A
time to plant and a time to
harvest. A time to kill and
a time to heal. A time to
tear down and a time to
rebuild. A time to cry and
a time to laugh. A time to
grieve and a time to dance.
A time to scatter stones
and a time to gather stones.
A time to embrace and a
time to turn away. A time to
search and a time to lose.
A time to keep and a time to
throw away. A time to tear
and a time to mend. A time
to be quiet and a time to
speak up. A time to love
and a time to hate. A time
for war and a time for peace.

Best wishes for continued ascendancy,
Dr. Whoami

P.S. One thing of which I am sure is
that the common culture of my youth
is gone for good. It was hollowed out
by the rise of ethnic "identity politics,"
then splintered beyond hope of repair
by the emergence of the web-based
technologies that so maximized and
facilitated cultural choice as to make
the broad-based offerings of the old
mass media look bland and unchallenging
by comparison."

4:56 PM  

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